Skin care advice is worth its weight in gold when it directs the consumer to all natural skin care products. Healthy and glowing skin can be achieved by using natural skin care products and organic face care products, rather than ones containing synthetic ingredients. Take the time to verify skin care advice to make sure it is based on fact, and not hype.Organic face care moisturizers, lotions, and serums are becoming more and more visible on the shelves of department and drug stores throughout the country. Consumers are more educated about skin care and are more interested in the ingredients of their products than in previous years. The organic face care and skin care industry in general has responded to the consumer demand for more healthful products by offering a wide range of products that will fit almost every budget.There is a lot of hype out there concerning all natural skin care products. So, what skin care advice can you actually believe? When it comes to trusting what you hear and read, the thing to remember is to conduct your own research. Every consumer should be educated about the ingredients that are healthy for the skin. Read the labels on your skin care products to make certain they contain natural ingredients, before purchasing them.With that said, what ingredients should your skin care products contain? Organic face care products and other skin care products such as lotions, serums, cosmetics, anti-wrinkle creams, and shampoos, should contain only holistic and non-synthetic ingredients. When you apply lotion or any other skin care product to your skin, roughly 60% of the ingredients contained in that product will be absorbed through your skin and into your bloodstream. It makes perfect sense then, that the ingredients should be natural and therefore not harmful to our bodies.Keep in mind that skin care advice will come at you from every direction in the form of marketing campaigns. Be educated about your skin care and you’ll be prepared to choose your organic face care and skin care products with the best ingredients.Vitamin E is a powerful antioxidant and will help your skin to battle the aging process. Vitamin E is effective in reducing the look of fine lines; laugh lines, and wrinkles on your skin. This vital ingredient defies the free radicals in the air by protecting your skin and giving the skin a healthy glow.Jojoba oil is another holistic ingredient contained in all natural skin care products, as well as organic face care products. It is essentially a vegetable oil, but its very make up mimics the naturally occurring oil in the skin called sebum, making it an excellent moisturizer for the skin. Skin that is kept moisturized will naturally appear younger and healthier.Many women show their age in and around the eye area. Organic face care products that contain grapeseed oil are a good choice. Research has revealed that grapeseed oil has a healing effect on the skin around the eyes, reducing the appearance of wrinkles and fine lines effectively.So there you have it. Just keep in mind that skin care advice is worth listening to if it directs you to all natural and organic skin care. These are the products that will have holistic and healthy ingredients that will provide results that will impress you.
SPDN: An Inexpensive Way To Profit When The S&P 500 Falls
Summary
SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.
This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.
SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.
Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.
We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.
Put a gear stick into R position, (Reverse).
Birdlkportfolio
By Rob Isbitts
Summary
The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.
The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.
SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.
Strategy
SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.
Proprietary ETF Grades
Offense/Defense: Defense
Segment: Inverse Equity
Sub-Segment: Inverse S&P 500
Correlation (vs. S&P 500): Very High (inverse)
Expected Volatility (vs. S&P 500): Similar (but opposite)
Holding Analysis
SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.
Strengths
SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.
Weaknesses
The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.
Opportunities
While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.
Threats
SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.
Proprietary Technical Ratings
Short-Term Rating (next 3 months): Strong Buy
Long-Term Rating (next 12 months): Buy
Conclusions
ETF Quality Opinion
SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.
ETF Investment Opinion
SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.
Why So Many Women Love To Wear High Heel Shoes
Women love high heeled shoes. It does not matter what their doctors say about the damage they can do to their feet. Fear of deformities like bunions caused by the foot sliding down into the shoe and cramping the big toe, might cause a woman to wear flats for casual events. For dress-up occasions, she will always come back to high heeled shoes. That is because no other shoe could make her feel sexier.Women do not agree on what should qualify as high heeled shoes. People who are not accustomed to wearing high heeled shoes may feel that a two or three inch heel is plenty high. With a heel of this height, walking and standing are not overly painful. At the same time, women can have some of the aesthetic benefits of wearing high heeled shoes. Some women will buy a pair of heels that are four inches or taller for special occasions. Because these shoes are so uncomfortable, women rarely wear them for long. The main exceptions are people who are in the entertainment industry.One reason women like to wear high heeled shoes is because they like to make themselves taller. Shorter women like to wear high heeled shoes to stand more equal to everyone else. The affect of the taller heels is to make the legs look longer. The length makes legs look supple and sensuous. This illusion is furthered because the definition of the calf muscles stands out. Because high heeled shoes make women’s legs look so shapely, even tall women want to wear them.There are other ways that high heeled shoes make a woman’s body more appealing. They change the whole posture a woman displays. While wearing high heeled shoes, a woman’s curves are more pronounced because of the positions of her derriere and chest. She also walks differently, with her hips moving gracefully. High heeled shoes not only make a women look better. She feels sexier wearing them as well. This can be seen in the confidence that is seen in women who wear high heeled shoes. They move with a smooth sexuality that women in flat soled shoes rarely show.Women wear high heeled shoes in a number of different situations. Parties and nights on the town, of course, are good places to wear heels. Business wear is popular in certain occupations. Bringing an air of feminine authority and visual height, high heeled shoes can make an impact in the boardroom. Yet, the impression is so subtle business associates will probably never know why the feel the way they do.The heels women wear the most are smart black high heeled shoes. Different people prefer different heights, but the lower heels are more common. They can be worn to a larger variety of occasions such as to work, to dinner parties, and even to more reserved events such as church or funerals. The high black heel is the sexiest of the heels. Stiletto heels may be difficult to walk in, but the look is fabulous. Other types of heels, such as the tapered heel or the block heel make the leg look different. Women wear these shoes to be in style and to show a level of sophistication that they never can in flat soled shoes.